Terms of Service

1. Agreement to Terms

Welcome to Ignite the Market LTD (Registration No. 16589160). By accessing or using our website and services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any part of these terms, you may not use our services.

We are registered in England and Wales and provide FREE energy, insurance, and finance comparison services to UK businesses.

2. Our Services

Ignite the Market LTD operates as a comparison platform providing:

• Energy Comparison: FREE comparison of business energy suppliers with transparent pricing and direct access to all major UK suppliers
• Insurance Comparison: Comparison of commercial insurance products tailored to your business needs
• Finance Comparison: Access to business finance options and solutions

Our services are provided completely FREE of charge to you. We do not charge fees, require long-term contracts, or impose hidden costs. We may receive commission from suppliers when you choose to proceed with a quoted service, but this does not affect the pricing you receive.

3. User Responsibilities

When using our services, you agree to:

• Provide accurate, current, and complete information about your business and requirements
• Update your information promptly if it changes
• Use our services only for lawful business purposes
• Not attempt to interfere with or compromise the security of our platform
• Not use automated systems (bots, scrapers) to access our services without permission
• Not misrepresent your identity or business details
• Comply with all applicable laws and regulations

4. How Our Service Works

Comparison Process:

1. You provide details about your business and requirements through our online forms or by contacting us directly
2. We analyze your information and approach relevant suppliers on your behalf
3. We present you with transparent comparison quotes from multiple providers
4. You review the options and decide which, if any, service to proceed with
5. If you choose a service, we facilitate the connection with the provider

Important: Quotes provided are indicative and subject to final confirmation by the supplier. Final pricing and terms will be agreed directly between you and the chosen supplier. We act as an intermediary to facilitate comparisons but are not party to the final contract.

5. No Obligation to Purchase

Using our comparison service creates no obligation to purchase any product or service. You are free to review quotes, compare options, and make decisions entirely at your discretion. There are no fees for using our comparison platform, regardless of whether you proceed with a quote.

6. Accuracy of Information

We strive to provide accurate and up-to-date information, but we cannot guarantee:

• The completeness or accuracy of all supplier information
• That all available products are displayed
• That pricing will remain unchanged until you accept a quote
• The availability of specific products or services

Suppliers reserve the right to modify pricing or withdraw offers. We recommend reviewing all terms directly with the supplier before committing to any service.

7. Third-Party Services

Our platform facilitates connections with third-party energy suppliers, insurance providers, and finance partners. We are not responsible for:

• The quality, reliability, or performance of third-party services
• Disputes between you and suppliers
• The accuracy of supplier claims or marketing materials
• Service interruptions, billing issues, or delivery problems
• The financial stability or regulatory compliance of suppliers

Your relationship with suppliers is governed by their own terms and conditions. We recommend reviewing supplier agreements carefully before committing.

8. Commission and Compensation

Transparency Commitment: We believe in complete transparency about how we operate. While our service is FREE to you, we may receive commission from suppliers when you choose to proceed with a quoted service.

This commission structure does not affect the pricing you receive, and we are committed to presenting all competitive options regardless of commission rates. Our goal is to help you find the best value for your business.

9. Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is the property of Ignite the Market LTD or our licensors and is protected by UK and international copyright laws.

You may not reproduce, distribute, modify, or create derivative works from our content without explicit written permission.

10. Limitation of Liability

To the fullest extent permitted by law, Ignite the Market LTD shall not be liable for:

• Indirect, incidental, consequential, or punitive damages
• Loss of profits, revenue, data, or business opportunities
• Damages arising from your use or inability to use our services
• Actions or omissions of third-party suppliers
• Errors or inaccuracies in supplier information
• Service interruptions or technical issues

Our maximum aggregate liability for all claims related to our services shall not exceed £1,000 or the amount of commission we received in relation to your use of our services, whichever is lower.

Nothing in these terms excludes or limits our liability for:

• Death or personal injury caused by our negligence
• Fraud or fraudulent misrepresentation
• Any other liability that cannot be excluded by UK law

11. Data Protection and Privacy

We are committed to protecting your personal data in accordance with UK GDPR and the Data Protection Act 2018. Our collection, use, and protection of your information is governed by our Privacy Policy, which forms part of these Terms of Service. Please review our Privacy Policy for detailed information about how we handle your data.

12. Termination

We reserve the right to:

• Suspend or terminate your access to our services at any time
• Refuse service to anyone for any reason
• Remove or edit content that violates these terms

You may stop using our services at any time. If you wish to have your data removed from our systems, please contact us as detailed in Section 16.

13. Changes to Terms

We may update these Terms of Service from time to time to reflect changes in our practices, services, or legal requirements. We will post the updated terms on our website with a new "Last Updated" date. Material changes will be communicated via email where possible. Your continued use of our services after changes are posted constitutes acceptance of the updated terms.

14. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

15. Severability

If any provision of these terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions remain in full force and effect.

16. Contact Information

If you have any questions about these Terms of Service or our services, please contact us: